Stability Mortgage, LLC is a St. Louis-based, independently-owned mortgage banking company serving the mortgage needs of Saint Louis and surronding areas. We have decades of experience financing new construction homes. Stability Mortgage’s team fully understands the unique needs of home-building clients. Whether you are building a Villa to retire in or Estate Home to raise your family, finding a “Home in a Hurry” for a quick relocation or taking months to build to your custom specifications, we are here to help!

As a fully-integrated home financing company, Stability Mortgage knows what it takes to best serve our clients. We have an in-house underwriting staff for FHA, VA and Conventional loans, allowing us to be responsive to our home builders. With the authority to approve loans on-site, the Stability Mortgage team responds to clients within a matter of hours not days. We have staff appraisers with a expert knowledge of all residential property in the Saint Louis metropolitan area. We know the appraisal will be complete, comprehensive and accurate.

Often contracts change with the addition of upgrades, landscaping, or other home customization. Stability Mortgage works with each client to understand their mortgage qualifying stats, and how much these upgrades will impact their monthly payment or down payment requirements. “Our job is to ensure the client is comfortable with the end result both in their home and their mortgage,” states Ruth Battle, Mortgage Banker.

Need a Home in a Hurry? Do you need to move in soon? No worries with Stability Mortgage! We can process your loan and have you ready to close as soon as your new home is ready. The benefits of being a Mortgage Banker (not a broker) allow us to handle each step in-house, so we have control over the decisions on your loan.

We have a diversity of loan programs available to meet the varying needs of clients. Stability Mortgage believes the right loan for you is one that reflects your personal financial goals. Fixed-rate loans are a popular choice, but the increase in niche loan types gives us the flexibility to custom-fit a mortgage to each borrowers individual needs. More progressive loan guidelines have created opportunities for potential homebuyers to become homeowners. The Stability Mortgage work philosophy provides an open forum for idea sharing and problem solving. Our experienced loan originators and processors are always available to assist and advise you.